Modernize Your SWIFT Integration Beyond IPLA and SIL

SWIFT's end of support for IPLA and SIL by June 30, 2026 creates a strategic opportunity to modernize your messaging infrastructure with full on-premises control.

Turn Mandatory Migration into Strategic Advantage

The IPLA/SIL phase-out isn't just a forced migration - it's your opportunity to gain independence, modernize infrastructure, and future-proof your messaging platform.

Why SWIFT is Sunsetting IPLA and SIL

SWIFT is ending support for IPLA and SIL as part of a broader modernization strategy. For SIL specifically, the end of support follows Red Hat Fuse reaching end-of-life, a core component of the product. SWIFT's vision is a simplified, API-driven, zero-footprint architecture where institutions connect directly to SWIFT services via APIs.

Deadline: June 30, 2026 - Support ends for both products.

(Source: SWIFT Knowledge Base Articles #000029943, #6000466)

Your Migration Options

SWIFT's Migration Paths: SWIFT offers multiple options including Alliance Cloud solutions, SWIFT Messaging API, or transitioning integration functionality to your own back-office or middleware systems. SWIFT explicitly states: "Every case is different" and recommends contacting your account manager to identify the best replacement path.

Middleware Option: Prowide Messaging Hub provides on-premises middleware for message transformation, routing, and workflow—giving you the middleware solution SWIFT mentions, without cloud dependency or vendor lock-in.

What Prowide Replaces: SIL vs IPLA Comparison

Understanding replacement scope is critical for planning your migration.

SIL Replacement

Full Replacement Capability

Prowide Messaging Hub completely replaces SWIFT Integration Layer (SIL) functionality:

  • Message transformation and format conversion
  • Routing and workflow orchestration
  • Back-office connectivity (file, MQ, REST API)
  • ISO 20022 support with no customization required
IPLA Replacement

Transformation & Routing Layer Only

Prowide Messaging Hub replaces IPLA's transformation, routing, and workflow capabilities. However, you still need a SWIFT interface product for network connectivity:

  • SWIFT Alliance Access (SAA)
  • SWIFT Alliance Lite
  • SWIFT Alliance Cloud

Prowide works behind your SWIFT interface, replacing the middleware layer where IPLA operated.

Why Choose On-Premises Over Alliance Cloud?

Not every institution should migrate to the cloud. Here's why on-premises makes strategic sense.

Data Sovereignty

Maintain complete control over sensitive financial data. No dependency on cloud providers or SWIFT's infrastructure decisions. Critical for institutions with strict regulatory requirements or data residency mandates.

Vendor Independence

Reduce dependency on SWIFT's strategic direction and pricing models. Perpetual licensing instead of recurring subscription costs. Freedom to choose your own infrastructure, deployment timeline, and technology partners.

Network-Agnostic

Connect beyond SWIFT to clearing houses, market infrastructures, and proprietary networks. Consolidate multi-network connectivity into a single platform. Future-proof for evolving payment infrastructure needs.

Prowide IPLA/SIL Replacement Advantages

Modern capabilities without cloud dependency or vendor lock-in.

Configuration Over Code

IPLA and SIL migrations typically require recreating thousands of custom transformation rules from scratch. Prowide's GUI-driven routing rules and visual workflow configuration eliminate code-heavy customization. Configure message routing, validation, and transformation without writing or maintaining complex integration code.

ISO 20022 Native

Native ISO 20022 support with automatic bidirectional translation for 40+ message pairs including regional clearing formats (CBPR+, SIC, RITS, SCRIPS, CHATS, T2, LYNX, MEPS+, FISC, EBA, FEDWIRE, IAP). Supports the modern messaging standards that SWIFT is promoting industry-wide.

Multi-Network Connectivity

Process messages from SWIFT Alliance Access, Alliance Lite, and Alliance Cloud. Extend beyond SWIFT to connect with clearing houses, RTGS systems, market infrastructures, and proprietary networks. Unified platform reduces integration complexity across your entire messaging ecosystem.

Proven Migration Support

Prowide is currently supporting financial institutions in their IPLA/SIL migration journey. Leverage our expertise in SWIFT message processing, transformation logic migration, and on-premises deployment. We understand the challenges of recreating years of customization work.

Note: SWIFT provides a list of Referred Integration Service Providers to support IPLA/SIL migrations. Prowide offers specialized expertise in SWIFT message processing with direct product support.

How Prowide Fits in Your Infrastructure

Understanding the architectural positioning is key to planning your migration.

Deployment Architecture

Prowide Messaging Hub operates behind your SWIFT interface products (Alliance Access, Alliance Lite, or Alliance Cloud), handling message transformation, routing, validation, and workflow orchestration:

Your Back-Office Systems

Prowide Messaging Hub
(Message Transformation, Routing, Workflow)

SWIFT Interface
(Alliance Access / Lite / Cloud)

SWIFT Network

Connectivity Options
  • SWIFT Interfaces: Alliance Access, Alliance Lite, Alliance Cloud
  • Message Queues: IBM MQ, AMQP (RabbitMQ)
  • File Systems: Directory-based polling, SFTP
  • APIs: REST API with JWT authentication for back-office integration
Deployment Flexibility
  • On-Premises: Full control, data sovereignty
  • Private Cloud: Your infrastructure, your rules
  • Containers: Docker, Kubernetes, OpenShift
  • Virtual Machines: VMware, Hyper-V

IPLA SIL Migration Timeline

Typical migrations take 6 months. With support ending June 30, 2026, early planning is essential.

Phase 1: Assessment

1 month

  • Inventory current IPLA/SIL dependencies
  • Document transformation rules and routing logic
  • Identify back-office integration points
  • Define migration scope and strategy
Phase 2: Design

1 month

  • Architecture design and deployment planning
  • Workflow configuration in Prowide
  • Integration mapping for back-office systems
  • Testing strategy and environment setup
Phase 3: Implementation

2 months

  • Configure routing rules and transformations
  • Integrate with SWIFT interface and back-office
  • User acceptance testing and validation
  • Performance tuning and optimization
Phase 4: Deployment

2 months

  • Production deployment planning
  • Parallel run with existing system
  • Gradual cutover by message type
  • Post-deployment support and monitoring

Prowide vs Alliance Cloud for IPLA SIL Migration

A side-by-side comparison of migration paths.

Aspect Prowide Messaging Hub Alliance Cloud + Messaging API
Deployment On-premises, private cloud, or containers SWIFT-hosted cloud only
Data Control Complete data sovereignty Data stored in SWIFT cloud infrastructure
Pricing Model Perpetual licensing Recurring subscription fees
Network Scope SWIFT + clearing houses + market infrastructures SWIFT-centric
Configuration GUI-driven routing and transformation API-driven, code-based integration
ISO 20022 Native support, no customization Native support via API
Vendor Lock-in Independent, open architecture Tied to SWIFT ecosystem and pricing
Infrastructure Control Choose your own (servers, OS, database) Limited to SWIFT's cloud infrastructure

IPLA & SIL Migration FAQs

Common questions about SWIFT IPLA and SIL replacement.

Why is SWIFT ending support for IPLA and SIL?

SWIFT is ending support for IPLA and SIL as part of a broader modernization strategy. For SIL specifically, the end of support follows Red Hat Fuse reaching end-of-life, a core component of the product. SWIFT's vision is a simplified, API-driven, zero-footprint architecture where institutions connect directly to SWIFT services via APIs.

What is the IPLA and SIL migration deadline?

Support for both IPLA and SIL ends on June 30, 2026. Given that typical migrations take 6 months, institutions should begin assessment and planning immediately to avoid last-minute pressure and ensure thorough testing.

Do I have to migrate to Alliance Cloud?

No. SWIFT offers multiple migration options including Alliance Cloud solutions, SWIFT Messaging API, or transitioning integration functionality to your own back-office or middleware systems. SWIFT explicitly states "Every case is different" and recommends contacting your account manager to identify the best replacement path. Middleware solutions like Prowide Messaging Hub are explicitly recognized by SWIFT as valid migration options.

What is replacing IPLA and SIL?

SWIFT provides several replacement options: Alliance Cloud with SWIFT Messaging API, File Connector for Alliance Cloud, MQ connectors, and Swift Translator. Additionally, SWIFT explicitly recognizes middleware solutions as a valid migration path. Prowide Messaging Hub provides on-premises middleware for message transformation, routing, and workflow—giving you the middleware solution SWIFT mentions without cloud dependency.

Can Prowide Messaging Hub replace both IPLA and SIL?

Prowide Messaging Hub completely replaces SIL functionality. For IPLA, Prowide replaces the transformation, routing, and workflow capabilities, but you still need a SWIFT interface product (Alliance Access, Alliance Lite, or Alliance Cloud) for network connectivity. Prowide works behind your SWIFT interface, replacing the middleware layer where IPLA operated.

How long does IPLA/SIL migration take?

Typical migrations take approximately 6 months, broken down into: Assessment (1 month), Design (1 month), Implementation (2 months), and Deployment (2 months). The timeline may vary based on complexity, custom code requirements, and back-office integration scope.

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